Job Description


: Full-time hours per week: 40


  • Conducts credit investigations, credit and loan analysis, underwriting and other documentation information pertaining to loan analysis.
  • Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches.
  • May meet with and interviewing customers to develop a strong understanding of the loan request and the business relationship ensures the accuracy and completeness of financial information received for loan renewals.
  • Analyzes financial statements and related material and makes recommendations for approvals of credits.
  • Analyzes financial conditions and trends; reviews and reports non-compliance with loan covenants.
  • Determines cash flow using appropriate tax analysis.
  • Prepares summaries, presents facts, and offers opinions concerning credit-worthiness and any risk items or issues.
  • Provides credit information and references for customers, loan officers, or other agencies as requested.
  • Ensures that all credit files include current financial statements, agency reports, etc.
  • May make recommendations for loan structure.
  • Maintains control over current accounts, noting payment progress, watching for any developing problems, and keep loan officers informed.
  • Keeps abreast of all new credit regulations and laws and ensures compliance with such.
  • May assists with projects as needed.
  • Other duties as assigned.


  • Requires a Bachelor's in finance, business, accounting or a related field and 1+ yrs credit/financial analysis, lending, underwriting or other directly related experience.
  • A combination of education and experience may meet job requirements.
  • Basic working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles.
  • Some experience working with various types of loans.
  • Basic working knowledge of credit risk, legal and regulatory requirements.
  • Ability to work with lending officers and staff.
  • Good client relationship and communication skills, both verbal and written.
  • Ability to make sound decisions and recommendations regarding loans.
  • Working knowledge of computer software programs including spreadsheets, word processing, etc. required.

Work Locations

United States-Arizona-Maricopa County
AZ - Biltmore Office
6001 North 24th Street
Phoenix 85016
Credit Admin

Application Instructions

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